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Legal

Privacy Policy

Last updated: May 8, 2026

Abundance Life Financial (“Company,” “we,” “our,” or “us”) is a marketing name operated by Joinopia Consulting LLC. This Privacy Policy describes how we collect, use, and protect your information when you visit our website or interact with our services.

1. Information We Collect

We may collect the following information:

  • Name, phone number, and email address
  • Information you provide when requesting mortgage protection or scheduling an appointment
  • Communication preferences

2. How We Use Your Information

We use your information to:

  • Respond to your inquiries
  • Provide mortgage protection information and quotes
  • Schedule and confirm appointments
  • Send important updates via phone, email, or SMS

3. SMS Communication

By providing your phone number and opting in, you consent to receive SMS messages from Abundance Life Financial related to your request, including appointment reminders and service-related communications.

  • Message frequency varies
  • Message and data rates may apply
  • Reply STOP to opt out
  • Reply HELP for assistance

4. Sharing of Information

We do not sell or rent your personal information.

Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes.

SMS opt-in consent and phone numbers collected for SMS communication purposes will not be shared with any third parties except service providers used to deliver messages.

We may share information with trusted service providers solely to operate our business (e.g., CRM, messaging platforms).

5. Cookies & Tracking

Our website may use cookies and similar tracking technologies to remember your preferences, understand how visitors use the site, and improve your experience. We may also use analytics tools such as Google Analytics, which collect anonymous information about your visit (such as pages viewed, time on site, and general location). You can control or disable cookies through your browser settings. Disabling cookies may affect certain site features.

6. Children's Privacy

Our website and services are not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us and we will promptly delete it.

7. California Residents (CCPA)

If you are a California resident, the California Consumer Privacy Act (CCPA) gives you the right to request to know what personal information we have collected about you, request deletion of that information, and opt out of the sale of your personal information. We do not sell your personal information. To exercise any of these rights, please contact us using the information below.

8. Data Security

We take reasonable measures to protect your information from unauthorized access or disclosure.

9. Your Rights

You may request to access, update, or delete your personal information by contacting us.

10. Related Policies

Your use of our services is also governed by our Terms and Conditions.

11. Contact Information

Abundance Life Financial

Operated by Joinopia Consulting LLC

Email: abiy.abundance@gmail.com

Phone: 725-229-2434

12. Updates to This Policy

We may update this Privacy Policy at any time. Updates will be posted on this page with a revised effective date.